In 1977, Tim Carmean came to Houston to work in the oil services industry for Schlumberger Company, a Fortune 100 company. But as the oil boom receded and Tim saw people losing their jobs in the prime of their careers, he decided to change his focus.

Tim returned to school and began working toward his bachelor’s degree in business administration. At the same time, he evaluated various business opportunities. Tim Carmean chose to join the Northwestern Mutual Financial Network, becoming a college intern in 1987. "I was drawn by the quality of the products and also the chance to be a part of helping others succeed," he says.

Tim interned for two-and-a-half years as he made the transition from one career path to another. He graduated from college in 1989 and in April 1990 became a full-time Financial Representative. In 1996 Tim became Managing Director of The Texas Financial Group in North Houston. He enjoys being able to help his clients solve problems, help new Financial Representatives succeed, and having a positive effect on other people.

In 2003 Tim completed the courses with the American College to become a Chartered Life Underwriter.

On Wednesday mornings, Tim holds a POWER GROUP of influential professionals who want to improve their businesses.

Periodically he hosts The Ultimate Lunch & Learn sessions for business owners on how to grow your business and keep your key employees and executives.

Associations and Memberships

As a member of the National Association of Insurance and Financial Advisors, Tim Carmean participates at the national level and in the Houston chapter.

He is also a member of GAMA International, dedicated to promoting the professional development of managers in the insurance and financial services industry.

Years of Experience

Representing Northwestern Mutual since 1987.


Degree Major Institution
Bachelor of Science Business - Economics University of Houston

Awards and Recognition


Million Dollar Round Table Qualifying Member 1995-1996, 1998, 2000

MDRT is the premier association of financial professionals. MDRT status designation is granted for one year and members must apply every year to continue their affiliation with the MDRT


National Quality Award 1992-1996, 2000, 2002, 2009

Award recognizing persistency and performance


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck

Visit our Client Relationship Summaries (Form CRS) which provide brief information about our firms that provide brokerage services and advisory services.